/**
 * Ô Tô - Tính Trả Góp
 */

.oto-loan-section {
    padding: 70px 0;
    background: #ffffff;
}

.oto-loan-container {
    max-width: 1200px;
    width: 94%;
    margin: 0 auto;
}

.oto-loan-head {
    margin-bottom: 28px;
}

.oto-loan-head h2 {
    margin: 0 0 10px;
    font-size: clamp(30px, 4vw, 46px);
    line-height: 1.15;
    font-weight: 800;
    color: #061a35;
    letter-spacing: -1px;
}

.oto-loan-head p {
    max-width: 680px;
    margin: 0;
    color: #52637a;
    font-size: 16px;
    line-height: 1.65;
}

.oto-loan-wrap {
    display: grid;
    grid-template-columns: 0.9fr 1.1fr;
    gap: 18px;
    align-items: stretch;
}

.oto-loan-panel {
    background: #ffffff;
    border: 1px solid #e4e7ec;
    border-radius: 24px;
    padding: 24px;
    box-shadow: 0 14px 38px rgba(16, 24, 40, 0.08);
}

.oto-loan-panel h3 {
    margin: 0 0 10px;
    font-size: 28px;
    line-height: 1.25;
    font-weight: 800;
    color: #061a35;
    letter-spacing: -0.6px;
}

.oto-loan-panel > p {
    margin: 0 0 22px;
    color: #52637a;
    font-size: 16px;
    line-height: 1.65;
}

.oto-calc-form {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 14px;
}

.oto-calc-form label {
    display: block;
    color: #061a35;
    font-weight: 500;
    font-size: 15px;
}

.oto-calc-form input,
.oto-calc-form select {
    width: 100%;
    height: 48px;
    margin-top: 6px;
    border: 1px solid #cfd6e4;
    border-radius: 13px;
    background: #ffffff;
    color: #061a35;
    font-size: 15px;
    padding: 0 14px;
    outline: none;
    box-shadow: none;
}

.oto-calc-form input:focus,
.oto-calc-form select:focus {
    border-color: #0057c8;
    box-shadow: 0 0 0 4px rgba(0, 87, 200, 0.08);
}

.oto-calc-result {
    margin-top: 16px;
    padding: 22px 20px;
    border-radius: 20px;
    background: linear-gradient(135deg, #061a35, #123d79);
    color: #ffffff;
}

.oto-calc-result span {
    display: block;
    margin-bottom: 6px;
    color: rgba(255, 255, 255, 0.75);
    font-size: 15px;
    font-weight: 700;
}

.oto-calc-result strong {
    display: block;
    margin-bottom: 8px;
    color: #ffffff;
    font-size: 34px;
    line-height: 1.2;
    font-weight: 900;
    letter-spacing: -1px;
}

.oto-calc-result small {
    display: block;
    color: #ffffff;
    font-size: 13px;
    line-height: 1.7;
    font-weight: 600;
}

.oto-docs {
    display: grid;
    gap: 12px;
}

.oto-doc {
    display: grid;
    grid-template-columns: 32px 1fr;
    gap: 12px;
    align-items: flex-start;
    padding: 14px;
    border: 1px solid #e4e7ec;
    border-radius: 16px;
    background: #ffffff;
}

.oto-doc span {
    width: 30px;
    height: 30px;
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: #fff1f2;
    color: #e31321;
    font-size: 16px;
    font-weight: 900;
}

.oto-doc b {
    display: block;
    margin-bottom: 3px;
    color: #061a35;
    font-size: 16px;
    font-weight: 800;
}

.oto-doc p {
    margin: 0;
    color: #52637a;
    font-size: 14px;
    line-height: 1.55;
}

@media (max-width: 900px) {
    .oto-loan-wrap {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 640px) {
    .oto-loan-section {
        padding: 48px 0;
    }

    .oto-loan-panel {
        padding: 20px;
        border-radius: 20px;
    }

    .oto-calc-form {
        grid-template-columns: 1fr;
    }

    .oto-loan-head h2 {
        font-size: 30px;
    }

    .oto-loan-panel h3 {
        font-size: 24px;
    }

    .oto-calc-result strong {
        font-size: 28px;
    }
}